You can open an account in less than 3 minutes directly online. Simply click "Open Account" in the top bar, enter your name, email, address, and verify your ID using our automated verification screen. Once completed, your virtual debit card is activated instantly.

Yes. Arm Swiss is partner-banked by established financial institutions, meaning all deposits are FDIC insured up to $250,000. Additionally, we enforce bank-grade AES-256 data encryption and Multi-Factor Authentication (MFA) to safeguard all digital interactions.

Transfers between Arm Swiss account holders are completed instantly. Standard domestic ACH transfers clear next business day, while international wire transfers generally settle within 1 to 3 hours depending on the receiving institution's network speed.

No. We pride ourselves on radical transparency. All subscription features, interest tiers, and currency exchange spreads are presented clearly before checkouts. You will never see surprise monthly service charges on your statements.